Commercial Property & ISR INSURANCE
The cover you need, when you need it!
Secure your commercial assets with tailored insurance solutions.
Protecting your commercial property is essential for securing your business’s future. At R&M Insurance Brokers, we specialise in offering comprehensive commercial property insurance solutions, tailored to safeguard your investments against a range of risks. Whether it’s for office buildings, industrial facilities, or commercial strata properties, we provide the cover you need to keep your operations running smoothly.
Key Features:
- Replacement Cover: For buildings, stock, and contents.
- Liability Protection: Comprehensive cover for third-party claims.
- Business Interruption: Protection against loss of rent or income due to unforeseen events.
- Debris Removal: Automatic and additional sub-limits for the removal of debris after an incident.
- Criminal Damage and Theft: Coverage against general theft and damage from criminal activities.
- Machinery and Electronic Breakdown: Protection against the breakdown of essential equipment.
- Claims Preparation: Covering the costs involved in preparing and lodging your claims.
- Glass Repair: Coverage for damaged or broken glass.
At R&M, we have the capacity to place national or global programs, ensuring your property insurance requirements are met no matter the scale or location
COMMERCIAL AND RESIDENTIAL STRATA
We understand that the insurance needs of unit and office owners within strata properties are unique. Standard commercial property policies often don’t provide the specific coverage required for strata properties, which is why we offer tailored Commercial and Residential Strata Insurance. This insurance is issued to the Owners Corporation, covering the building, common area contents, and providing additional legal liability protections.
Individual unit owners are responsible for insuring their own contents and liabilities for incidents occurring inside their unit or related to their business. We provide coverage specifically tailored to meet your needs as a unit or office owner, ensuring comprehensive protection through leading insurers.
Our policies include:
- Property Cover: Protection for buildings and common area contents.
- Public Liability: Safeguard against third-party claims.
- Theft Protection: Coverage for loss of property due to theft by committee members.
- Office Bearers’ Liability: Protects office bearers from claims related to their role.
- Voluntary Workers Personal Accident: Cover for volunteers working within the strata.
- Machinery Cover: Protection for essential machinery and equipment.
Our policies can be customised to fit your specific requirements, regardless of the size or type of your strata property—whether it’s used for residential, commercial, or a combination of both. With R&M, you only pay for the cover you need.