# R\&M Insurance Brokers: Newcastle Family Owned Insurance Brokerage > R\&M Insurance Brokers \- Experts in Marine, Civil, Industrial \& Earthworks Insurance\. Newcastle family\-owned with 40 years' experience, tailored solutions for you\. Generated by Yoast SEO v28.4, this is an llms.txt file, meant for consumption by LLMs. ## Pages - [Marine, Civil, Industrial \& Earthworks Insurance \- R\&M Insurance Brokers](https://rminsurancebrokers.com.au/): As a proudly independent company, we are dedicated to providing personalised and trustworthy tailored insurance solutions\. Our mission is to help our clients with integrity and professionalism, ensuring they fully understand their coverage\. - [Helpful Resources](https://rminsurancebrokers.com.au/helpful-resources/): A collection of practical articles, guides and tools to help you understand your insurance needs, manage risk and stay informed across marine, civil and commercial industries\. - [Insurance Services](https://rminsurancebrokers.com.au/services/) - [Book Policy Review](https://rminsurancebrokers.com.au/book-policy-review/) - [Marine Insurance](https://rminsurancebrokers.com.au/marine-insurance/): As trusted marine insurance brokers, we offer tailored solutions for commercial marine insurance, boat hire insurance, charter insurance, marine business insurance, and commercial hull insurance\. Our experienced team is dedicated to providing comprehensive coverage and exceptional service to meet the unique needs of marine businesses and commercial operators in these regions\. ## Posts - [Hull, P\&I, and Marine Liability — Where the Coverage Gaps Open Up](https://rminsurancebrokers.com.au/marine-insurance/hull-pi-and-marine-liability-where-the-coverage-gaps-open-up/): Most commercial marine operators carry hull cover\. Many also carry P\&I\. Fewer could say, in plain terms, where one stops, where the other starts,\.\.\. ## Media - [R\&M Insurance Brokers\_Marine Ebook](https://rminsurancebrokers.com.au/wp-content/uploads/2025/12/RM-Insurance-Brokers_Marine-Ebook.png) - [R\&M\-85\-about\-header](https://rminsurancebrokers.com.au/wp-content/uploads/2025/11/RM-85-about-header.png) - [R\&M\-86](https://rminsurancebrokers.com.au/wp-content/uploads/2025/11/RM-86.png) - [Screen Shot 2018\-04\-20 at 3\.33\.26 pm](https://rminsurancebrokers.com.au/wp-content/uploads/2018/04/Screen-Shot-2018-04-20-at-3.33.26-pm.png) - [April storm](https://rminsurancebrokers.com.au/wp-content/uploads/2018/04/April-storm.jpg) ## Tags - [marine insurance](https://rminsurancebrokers.com.au/tag/marine-insurance/) - [Insurance](https://rminsurancebrokers.com.au/tag/insurance/) ## Categories - [Chinese](https://rminsurancebrokers.com.au/layout_category/chinese/) - [English](https://rminsurancebrokers.com.au/layout_category/english/) ## Type - [layout](https://rminsurancebrokers.com.au/layout_type/layout/) - [section](https://rminsurancebrokers.com.au/layout_type/section/) - [module](https://rminsurancebrokers.com.au/layout_type/module/) - [row](https://rminsurancebrokers.com.au/layout_type/row/) ## Module Width - [regular](https://rminsurancebrokers.com.au/module_width/regular/) - [fullwidth](https://rminsurancebrokers.com.au/module_width/fullwidth/) ## Scope - [not\_global](https://rminsurancebrokers.com.au/scope/not_global/) - [global](https://rminsurancebrokers.com.au/scope/global/) - [non\_global](https://rminsurancebrokers.com.au/scope/non_global/) ## Optional - [Sitemap index](https://rminsurancebrokers.com.au/sitemap_index.xml)